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Preparing for retirement is more than just what one does to prepare for life after work. A sound retirement strategy encompasses all aspects of life. The non-financial aspects such as how to spend your time in retirement and where to live are also important factors to consider. Do you want to maintain the same standard of living you had while working? Do you want to travel the world on a never ending vacation? These may seem like extreme examples, but allowing yourself to explore every possibility is not only fun, but helpful.
The emphasis one puts on retirement may change throughout life, but the happiest retirees begin preparing early with the help of a financial planner. With a trained financial professional at your side, there's no reason you can't ensure the retirement you want, with some smart financial moves today. That means having a conversation about your goals and risk tolerance as soon as possible with your financial advisor.